• 100% Certified Authentic

VA Premier Pawn Guarantees all luxury items to be 100% authentic. We use the latest most advanced technology to guarantee all gold watches and handbags are authentic and conflict-free!

Cash Pawn Loans

FIRSTLY, VA Premier PAWN is committed to serving our community!


Getting a pawn loan from VA Premier Pawn is easy! We do not have a credit or background check. Above all, we will loan on anything of value, from $5 to $50,000.

We will make a cash pawn loan on any item we would normally buy. Head on over to our “What We Buy” page to check them out! A cash loan / pawn is simply a loan on your collateral (valuables). In other words, ” A collateral loan”.

If you can’t or decide not to come back to pay for your item, no worries! Defaulting on a pawn loan at VA Premier Pawn will not reflect on your credit and will not solicit any nasty phone calls. we will just simply keep and sell your item. Overall, VA Premier Pawn is the best choice in your time of need!

A cash pawn loan is also known as a collateral loan.

Unlike most Traditional Pawn shops, VA Premier Pawn doesn’t want you to lose your valuables.


VA Premier Pawn has the lowest cash pawn loan interest rates in the area. Depending on the loan amount.

There is No Minimum or Maximum period for repayment. Our cash pawn loans run on a monthly basis and can be renewed as many times as you need.

VA Premier PAWN also is MLA compliant and offers loans with a fixed rate of 35% APR with all fees included.

After you take out your loan, you’ll have three options to get your item back. First, you can come to pay off your entire loan within the first one-month term and get your item(s) back. Second, you can come to pay just the minimum on your loan which is the interest payment.

Finally, unlike most traditional pawn shops, VA Premier Pawn doesn’t want you to lose your valuables. Therefore, we will let you make payments towards your principal loan balance along with the monthly interest payments. You can get your valuables back once your loan is paid in full.

Get the cash you need


For Instance, if an MLA pawn loan is taken out on a ring for $100.00, an interest charge of 3% for the month will be applied. At the end of the month, you can either: ( this is all fees included )

  • Pay the total cash loan amount + interest ($103.00) and redeem your item.
  • Pay Just the interest charge ($3.00) and extend the loan for an additional period/month. This can be repeated indefinitely.
  • You can pay the interest charge plus money towards your cash loan principal balance, thus lowering your principal. Doing this will also extend your loan another period – or – month.

More than 3,000 years ago, pawn shops first emerged in the ancient world for granting short-term credit. The tradition continues till this day.

For Google Compliance, for Personal Loans & Pawn Shops

  • VA Premier Pawn has no minimum or maximum term for our loans. If you receive a loan from VA premier Pawn you are allowed to pick up your loan the very next day OR keep your loan here as long as you would like. Interest accrues on a monthly basis and must be paid accordingly.
  • Maximum APR on MLA Loans is 35% APR Max.
  • The total cost on an MLA Loan will not exceed 35% APR even after all applicable fees are applied.
  • VA Premier Pawn does not require loans to be repaid within 60 days of the loan date.

Pawn Shop Chesapeake Virginia | VA PREMIER PAWN SHOP

We’re raising the standards of the pawn industry.  We are leading in our commitment to our pristine showrooms, expert staff, and people-centered customer service. As a result, we have 700+ Top Google Reviews and a 5-star Facebook rating!